For Drivers

Understanding EV Charging Costs

Published October 15, 20257 min read

How EV Charging Costs Work

Unlike gas stations with price-per-gallon, EV charging uses different pricing models that can seem confusing at first. This guide explains how charging costs are calculated and how to estimate your expenses.

Pricing Models

1. Per-kWh (Most Common)

What it is:

  • You pay for the amount of energy delivered
  • Similar to paying for electricity at home
  • Rate shown as "$/kWh" (dollars per kilowatt-hour)

Example:

  • Rate: $0.43/kWh
  • You charge 40 kWh
  • Cost: 40 × $0.43 = $17.20

Typical rates:

  • Level 2 (AC): $0.20-0.40/kWh
  • DC Fast: $0.40-0.60/kWh
  • Tesla Supercharger: $0.25-0.50/kWh (varies by location)

Why DC Fast costs more:

  • Expensive equipment ($100K+ per charger)
  • High power delivery (100-350 kW)
  • Premium for speed and convenience

2. Per-Minute (Less Common)

What it is:

  • You pay for the time connected to charger
  • Rate varies by charging speed tier
  • Common in states where per-kWh is restricted

Example (tiered pricing):

  • Tier 1: $0.16/min (charging under 60 kW)
  • Tier 2: $0.32/min (charging 60-100 kW)
  • Tier 3: $0.48/min (charging over 100 kW)

Important: Your actual charging speed affects the tier you're in, which changes during a single session as speed tapers.

Why per-minute exists: Some states regulate reselling electricity. Per-minute pricing is a workaround.

3. Flat Session Fee

What it is:

  • One-time charge per charging session
  • Usually combined with per-kWh or per-minute pricing
  • Covers network overhead

Example:

  • Session fee: $1.00
  • Plus: $0.43/kWh for energy
  • Total: $1.00 + (kWh charged × $0.43)

Typical session fees: $1-3 per session

4. Subscription/Membership Pricing

What it is:

  • Monthly fee for discounted charging rates
  • Common with networks like Electrify America, EVgo

Example (Electrify America Pass+):

  • No membership: $0.48/kWh
  • Pass+ ($4/month): $0.36/kWh
  • Savings: $0.12/kWh

Break-even calculation: If you charge 34+ kWh per month, membership pays for itself:

  • Savings: $0.12/kWh × 34 kWh = $4.08
  • Cost: $4/month
  • Net savings: $0.08/month

Worth it if: You charge regularly on that network (road trips, daily commuting).

Additional Fees

Idle Fees (Overstay Charges)

What it is:

  • Fee charged when you stay connected after charging completes
  • Encourages drivers to free up chargers for others

Typical rates:

  • $0.40-1.00 per minute after charging stops
  • Often higher than charging rate itself

Example:

  • Charging completes at 2:00 PM
  • You return at 2:15 PM (15 minutes idle)
  • Idle fee: 15 × $0.50 = $7.50 extra

How to avoid:

  • Set alerts in charging app
  • Return 5 minutes before full charge
  • Move car immediately when charging stops

Grace period: Most networks give 5-10 minutes before idle fees start.

Peak Pricing (Time of Use)

What it is:

  • Higher rates during peak demand hours
  • Lower rates during off-peak times

Example:

  • Peak (4-9 PM): $0.50/kWh
  • Off-peak (9 PM-4 PM): $0.30/kWh

Savings opportunity: Charge during off-peak hours when possible.

Estimating Your Charging Costs

Quick Estimation Formula

Cost = (kWh needed) × (rate per kWh) + session fee

Example:

  • Your EV: 75 kWh battery
  • Current charge: 20% (15 kWh remaining)
  • Target charge: 80% (60 kWh)
  • kWh needed: 60 - 15 = 45 kWh
  • Station rate: $0.43/kWh + $2 session fee
  • Cost: (45 × $0.43) + $2 = $21.35

Real-World Considerations

Charging efficiency: Not all energy goes into your battery. Typical efficiency: 85-90%

Adjusted calculation:

  • kWh needed: 45 kWh
  • Efficiency loss (10%): 45 ÷ 0.90 = 50 kWh billed
  • Actual cost: (50 × $0.43) + $2 = $23.50

Battery buffer: Most EVs don't charge to 100% or go to 0% - usable capacity is ~90-95% of total.

Comparing Costs: Home vs. Public

Home Charging (Level 2)

Typical cost:

  • Electricity rate: $0.10-0.15/kWh (national average: $0.12/kWh)
  • No session fees
  • No idle fees

Example (40 kWh charge):

  • Cost: 40 × $0.12 = $4.80
  • Time: 6-8 hours overnight

Annual cost (15,000 miles):

  • Efficiency: 3.5 miles/kWh
  • kWh per year: 15,000 ÷ 3.5 = 4,286 kWh
  • Cost: 4,286 × $0.12 = $514/year

Equivalent gas cost: ~$1.30/gallon (vs. $3.50/gallon = $1,313/year at 30 MPG)

Public Level 2 Charging

Typical cost:

  • Rate: $0.20-0.40/kWh
  • Sometimes free at businesses (to attract customers)

Example (40 kWh charge):

  • Cost: 40 × $0.30 = $12.00
  • Time: 4-6 hours

Best for: Topping up while shopping, dining, or at work.

Public DC Fast Charging

Typical cost:

  • Rate: $0.40-0.60/kWh
  • Session fees: $1-3

Example (40 kWh charge, 10-80%):

  • Cost: (40 × $0.48) + $2 = $21.20
  • Time: 20-30 minutes

Best for: Road trips, emergencies, when you can't wait for Level 2.

Cost Comparison by Network

Approximate rates (varies by location):

| Network | Level 2 | DC Fast | Session Fee | Membership | |---------|---------|---------|-------------|------------| | ChargePoint | $0.20-0.35/kWh | $0.40-0.50/kWh | Varies | Optional | | Electrify America | N/A | $0.43-0.48/kWh | None | $4/month (Pass+) | | EVgo | N/A | $0.40-0.56/kWh | $0-3 | Optional | | Tesla Supercharger | N/A | $0.25-0.50/kWh | None | None (Tesla owners) | | Blink | $0.20-0.30/kWh | $0.40-0.49/kWh | Varies | Optional |

Note: Prices vary significantly by location, time of day, and network membership.

How to Find Pricing on SpotCharge

Before you go:

  1. Visit /locations
  2. Click a station to view details
  3. Check "Pricing" section
  4. See per-kWh rates, session fees, idle fees
  5. Note any membership discounts

Important: Prices shown are estimates. Always verify in the charging network's app before starting a session.

Tips to Reduce Charging Costs

1. Charge at home whenever possible

  • Cheapest option (often 50-70% less than public DC fast)
  • No idle fees or session fees

2. Use free charging

  • Some employers offer free workplace charging
  • Hotels, shopping centers may offer free Level 2
  • Filter SpotCharge for "Free" pricing

3. Join network memberships (if you use them often)

  • Break-even analysis: Will you charge enough to save more than the monthly fee?

4. Avoid idle fees

  • Set charge alerts
  • Move car promptly when done
  • Use "charge to 80%" to finish faster

5. Charge during off-peak hours

  • Some networks offer time-of-use pricing
  • Overnight charging often cheaper

6. Plan DC fast charging for road trips only

  • Use Level 2 for daily charging (much cheaper)
  • Reserve DC fast for when speed matters

7. Compare networks before charging

  • SpotCharge shows pricing for all nearby stations
  • A station 0.5 miles farther might be $5 cheaper

Understanding Your Charging Receipt

What you'll see on receipts:

1. Energy delivered (kWh):

  • How much energy entered your battery

2. Charging rate ($/kWh):

  • Price per kilowatt-hour

3. Energy cost:

  • kWh × rate

4. Session fee:

  • One-time charge (if applicable)

5. Idle fees:

  • Overstay charges (if applicable)

6. Taxes:

  • Sales tax (varies by state)

7. Total:

  • Sum of all charges

Example receipt:

Energy delivered: 38.4 kWh
Rate: $0.43/kWh
Energy cost: $16.51
Session fee: $2.00
Idle time: 8 minutes @ $0.40/min = $3.20
Subtotal: $21.71
Tax (8.5%): $1.84
TOTAL: $23.55

Common Questions

Why is DC fast charging so expensive?

Equipment costs ($100K+ per charger), high power delivery (expensive demand charges from utility), and premium for convenience/speed.

Can I negotiate pricing?

No. Pricing is set by the charging network, not individual station owners (in most cases).

Are there free charging stations?

Yes! Some businesses offer free Level 2 charging. Filter SpotCharge by "Free" pricing to find them.

How much does a full charge cost?

Depends on battery size, current charge level, and pricing:

  • Level 2 (home): $3-8 for typical EV
  • DC Fast (public): $15-30 for 10-80% charge

Is EV charging cheaper than gas?

Usually yes, especially with home charging. Home charging costs ~1/3 the price of gas. Public DC fast charging is closer to gas prices but still often cheaper.

Related Articles

Need Help?

Questions about charging costs or pricing on SpotCharge?

Contact Support or check our Help Center

Was this article helpful?

Related Articles

Still need help?

Can’t find what you’re looking for? Our support team is here to help.

Contact Support